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(5 August 2026) – Recent industry exchanges have highlighted a strongly optimistic outlook for the future development of non-financial credit services, driven by five key structural and economic catalysts. Experts note that while the transition will involve challenges, the underlying growth momentum for the sector is firmly established and moving forward.

The foundational growth of the industry is anchored by the marketization of data elements. Rather than relying on government-led data-sharing frameworks, the market has successfully integrated applications and built a mature allocation mechanism that allows diverse service products to be bought and sold efficiently, securing stable and long-term data access.

Simultaneously, broader economic transformation and shifting social structures are fueling an urgent demand for risk control. With markets shifting to a stock game and economic growth slowing, enterprises face a heightened need for credit risk management in supply chains and partner management, while a growing flexible workforce is driving demand for individual-focused social trust mechanisms.

Finally, strategic shifts within the financial and public sectors are accelerating the sector’s evolution. As inclusive financial credit services experience contraction, mature institutions are pivoting toward high-potential non-financial credit tracks, coinciding with a transition in the social credit system from government-funded models to sustainable, market-driven mechanisms.

Source: Industry Insights and Institutional Exchange Analysis

On July 22, the “Market Credit Product Innovation Achievement Release Conference & China Credit Magazine Credit Economy Salon” took place in Qianhai, Shenzhen. Hosted by the Guangdong-Hong Kong-Macao Greater Bay Area Credit System Development Alliance, the event gathered roughly 100 participants—including local credit authorities, service institutions, industry leaders, and scholars nationwide—to showcase market-oriented credit innovations designed to empower the real economy and foster a unified national market.

Aligning with national goals under the upcoming “15th Five-Year Plan” to build a credit-based economy, the alliance teamed up with credit service institutions to launch the “Market Credit Report Supermarket.” This platform highlights over 100 innovative products from more than 50 providers. Focusing on non-financial sector applications, it offers services ranging from investment due diligence to professional credit and matchmaking, aiming to cultivate credit usage habits and sharpen public risk identification.

During the event, the Qianhai Authority shared progress on its credit economy pilot zone, reaffirming its backing for institutions innovating around business scope standardization. Complementing the product launches, the Credit Economy Salon session saw industry experts discuss how regional credit developments can reinforce a unified national market and explore evaluation indicator systems to guide the sector’s high-quality growth.

Qianhai’s recent advancements stem from close support by key regulators, including the Shenzhen Credit Office and the People’s Bank of China Shenzhen Branch. By pioneering controllable risk pilots for standardizing business scopes, Qianhai has successfully attracted leading credit service institutions, taking a major step toward a more regulated, standardized credit industry.

Furthermore, Qianhai continues to lead in setting industry benchmarks, spearheading China’s first national standard for classifying and coding credit service institutions (Classification and Coding Specifications for Credit Service Institutions). It is also actively driving “Bay Area standards” across cross-border credit, credit investigation, and commercial mediation to smooth regional cooperation.

To support this ecosystem, Qianhai established special funds offering data access, facility support, and business expansion incentives. These initiatives have successfully built significant industrial momentum, attracting more than 200 institutions—including Shenzhen Credit Information—to establish operations in the area.

Source: https://mp.weixin.qq.com/s/Q0dZvoAqdGbBQpiEwhFlhg

(4 July 2026) – According to a news summary from the Global Anti-Scam Alliance (GASA), key global stakeholders gathered at the Global Anti-Scam Summit Europe 2026 in Lisbon, Portugal, under the overarching theme “Europe Against Scams: Public-Private Partnerships in Action.” The summit brought together representatives from government bodies, law enforcement, financial institutions, telecommunication providers, tech platforms, and consumer advocates to tackle the rising global scam epidemic. Organizers emphasized that modern scams operate as an interconnected chain across digital, financial, and telecom channels—meaning single-sector or isolated consumer protection strategies are no longer sufficient to disrupt organized crime networks.

A central focus of the conference keynotes was the urgent need to transition threat intelligence sharing from a theoretical commitment into an operational standard. Speakers outlined how cross-sector signals can be connected—such as telecom operators flagging impersonation attempts, tech platforms blocking fraudulent infrastructure, and banks stopping compromised payments mid-journey—to dismantle scams upstream before consumer losses occur. To make these joint efforts effective, participants stressed the need for common technical frameworks and clearer legal guidelines surrounding data protection, liability, and regulatory constraints.

The summit also dedicated significant discussion to the dual impact of artificial intelligence on the global fraud landscape. Criminal syndicates are increasingly utilizing agentic AI, synthetic content, deepfakes, and automated social engineering to make scams cheaper, faster, and far more convincing. Conversely, anti-fraud experts showcased how AI and machine learning are being deployed across defensive networks to enhance signal detection, automate threat response, and power unified consumer protection hubs such as GASA’s Global Signal Exchange and Scam.org.

Concluding the event, GASA underscored that tackling transnational scams requires active, defined cross-industry commitments rather than superficial reporting. Highlights included Meta’s Industry Accord in Action workshop, updates from GASA’s specialized Working Groups, and the recognition of pioneering cross-sector initiatives through the Scam Fighter Awards. The takeaway was clear: building shared infrastructure, establishing bidirectional feedback loops, and aligning global policy are essential steps to increasing the cost for fraudsters and building a safer digital economy.

For a visual overview of the key moments and event highlights, check out the Global Anti-Scam Summit Europe 2026 Highlights. This video gives a quick recap of the Lisbon conference and highlights the major themes and cross-sector discussions surrounding global scam disruption.

Source: https://gasa.org/knowledge-base/blog/public-private-partnerships-in-action-key-takeaways-from-the-global-anti-scam-summit-europe-2026